Freedom Calculator

Your number, your date, your progress.

Work out the monthly income your own work needs to earn, adjusted for where you live. Then log your progress each month and watch the gap close.

Where you live

Add your ZIP code to compare your spending with typical costs where you live.

Your freedom number

$0 /mo

Gap to close$12,361/mo
Estimated monthMonth 24
Cushion target$89,167

Estimates, not financial advice. Price levels: BEA 2024 (US states) and World Bank 2024 (countries); typical spending: BLS 2024.

Track your progress.

Each month, log what your own work earned: consulting, products, advising, anything that isn't your salary. Watch the gap to your freedom number close. Your entries stay private in this browser.

Log a month

Logging the same month again replaces it.

Freedom number
$14,861/mo
3-month average
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Of your number
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Best month
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No months logged yet.

Add your first month on the left. Even $0 is a useful starting point.

Soft Shift · Guide · 17 min read

Finding Your Freedom Number

The monthly income your own work needs to earn before you can step back on your terms, and the date you'll get there.

Read the guide
  • What a freedom number is, and isn't
  • Why a number beats a feeling
  • Step 1: Map what you really spend
  • Factor in where you live
  • Step 2: Price your independence
  • Step 3: Gross it up for tax
  • Step 4: Measure your gap
  • Step 5: Put a date on it
  • …and a worksheet, a quarterly review and a readiness checklist.